Citi Forward® Card for College Students || Direct Credit Card Expert

Citi Forward® Card for College Students

Issued by Citibank.

BASIC INFORMATION

Introductory Rate: 0% Intro APR*

Time Period:

Rate Applied To: Purchases*

Additional Details: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*

Regular APR:

Variable or Fixed:

Variable APR's are based on the Prime Rate or the 1 month LIBOR.

Annual Fee: $0

Annual Fee Details: None

Application Fee:

Participation Fee:

Reload Fee:

Inactive Fee:

Total First Year Fees:

Type Of Rewards: Point

Be sure to read the card's See website for complete terms and conditions of card usage and application disclosure. for more details.

CREDIT CARD REVIEW

This review was last updated on

Overall Rating: 3.0

Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card.

The Citi Forward® Card for College Students, issued by Citibank, is for students who have it together. That's because this card rewards cardholders for staying within their credit limit and paying on time. Students who use this card correctly by staying within their credit limit and paying on time will receive 100 bonus points per billing period and a potential reduction of their interest rate. Students receive a reduction of .25% when they make a purchase, stay within their credit limit, and pay on time for three months in a row. Cardholders are eligible for eight reduction, or up to a 2% total reduction. Bonus points are rewarded for other kind acts. Cardholders get 2,500 bonus points when they sign up for paperless statements within the first 3 months of their account opening, and 6,000 bonus points when they make their first $250 in purchases within the first 3 months. Citi Forward® Card for College Students also rewards cardholders for purchases. Students receive 5 points per dollar spent at restaurants, book stores, video rental stores and movie theaters, and 1 point per dollar spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, music, electronics and more. This card comes with a 0% intro rate on purchases for 7 months. There is also a 0% APR on balance transfers for 12 months if you qualify. After the introductory period, the variable interest rate is reasonable for a student credit card. The Citi Forward® Card for College Students is perfect for college students who are looking for a rewards credit card with lots of cool extras.

REWARD PROGRAM INFORMATION

Type Of Rewards: Point

Reward Program Optional: No

Optional programs may have a fee. See See website for complete terms and conditions of card usage and application disclosure. for details.

For Cards with Rebates Incentives

Lowest Possible Rebate:

Highest Possible Rebate:

Additional Rebates:

Rebate Details:

For Cards with Points Incentives

Points Per Dollar Spent: 1 Point

Additional Points: 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. 6,000 bonus points after first $250 in purchases made within the first 3 months of account opening; 2,500 bonus points when you sign up for paperless statements.

Point Details: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.

For Cards with Miles Incentives

Miles Per Dollar Spent:

Additional Miles:

Program Details:

Rewards Expiration Period:

This period applies to all rebate, point and reward programs.

Annual Limit:

ADDITIONAL PERKS

See website for additional benefits.

Special Notations:
See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's See website for complete terms and conditions of card usage and application disclosure. before applying!