Citi Forward® Card || Direct Credit Card Expert

Citi Forward® Card

Issued by Citibank.

BASIC INFORMATION

Introductory Rate: 0% Intro APR*

Time Period:

Rate Applied To: Purchases, Balance Transfers

Additional Details: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*

Regular APR:

Variable or Fixed:

Variable APR's are based on the Prime Rate or the 1 month LIBOR.

Annual Fee: $0

Annual Fee Details: None

Application Fee:

Participation Fee:

Reload Fee:

Inactive Fee:

Total First Year Fees:

Type Of Rewards: Point

Be sure to read the card's See website for complete terms and conditions of card usage and application disclosure. for more details.

CREDIT CARD REVIEW

This review was last updated on

Overall Rating: 3.0

Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card.

The Citi Forward® Card, issued by Citibank, is for people who want to be rewarded just for doing the right thing. That's because this card rewards cardholders for staying within their credit limit and paying on time. Cardholders who stay within their credit limit and pay on time will receive 100 bonus points per billing period and a potential reduction of their interest rate. APR reductions occur at a rate of .25% after 3 months in a row of making a purchase, staying within limit, and paying on time. Cardholders are eligible for a total of 8 reductions, for a 2% total reduction. Bonus points are rewarded for other kind acts. Cardholders get 2,500 bonus points when they sign up for paperless statements within the first 3 months of their account opening, and 6,000 bonus points when they make their first $250 in purchases within the first 3 months. The Citi Forward® Card also rewards cardholders for purchases. Cardholders receive 5 points per dollar spent at restaurants, book stores, video rental stores and movie theaters, and 1 point per dollar spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, music, electronics and more. This card comes with a 0% intro rate on purchases for 7 months. There is also a 0% APR on balance transfers for 12 months if you qualify. After the introductory period, the variable interest rate is reasonable. The Citi Forward® Card is ideal for anyone interested in earning reward points quickly and easily with a credit card that also offers a 0% introductory rate.

REWARD PROGRAM INFORMATION

Type Of Rewards: Point

Reward Program Optional: No

Optional programs may have a fee. See See website for complete terms and conditions of card usage and application disclosure. for details.

For Cards with Rebates Incentives

Lowest Possible Rebate:

Highest Possible Rebate:

Additional Rebates:

Rebate Details:

For Cards with Points Incentives

Points Per Dollar Spent: 1 Point

Additional Points: 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. 6,000 bonus points after first $250 in purchases made within the first 3 months of account opening; 2,500 bonus points when you sign up for paperless statements.

Point Details: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.

For Cards with Miles Incentives

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Rewards Expiration Period:

This period applies to all rebate, point and reward programs.

Annual Limit:

ADDITIONAL PERKS

See website for additional benefits.

Special Notations:
See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's See website for complete terms and conditions of card usage and application disclosure. before applying!