Citi® mtvU™ Platinum Select® Visa® Card for College Students || Direct Credit Card Expert

Citi® mtvU™ Platinum Select® Visa® Card for College Students

Issued by Citibank.

BASIC INFORMATION

Introductory Rate: 0% Intro APR for 7 months*

Time Period:

Rate Applied To: Purchases

Additional Details: 0% Intro APR for 7 Months* on Purchases

Regular APR:

Variable or Fixed:

Variable APR's are based on the Prime Rate or the 1 month LIBOR.

Annual Fee: $0

Annual Fee Details: None

Application Fee:

Participation Fee:

Reload Fee:

Inactive Fee:

Total First Year Fees:

Type Of Rewards: Point

Be sure to read the card's No minimum income or co-signer required to activate an account. See website for complete terms and conditions of card usage and application disclosure. for more details.

CREDIT CARD REVIEW

This review was last updated on

Overall Rating: 4.0

Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card.

The Citi® mtvU™ Platinum Select® Visa® Card for College Students, issued by Citibank, is a credit card designed specifically for students and offers a unique reward program that awards students for using credit wisely and for receiving good grades. Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals. The program also awards 25 points when payments are made on time and spending does not surpass the credit limit. Twice per year, anywhere between 250 and 2,000 points may be awarded dependent on the student's GPA (beginning at 2.5). These points can be redeemed for gift cards, CDs, a VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and airline tickets. There is a 75,000 yearly limit to the number of points that may be earned, and points expire in five years. This card has no annual fee, but the variable interest rate for purchases and balance transfers is above average for a student card. However, there is a 0% APR on purchases for seven months, if you qualify, based on your application and credit history (a rare benefit for a student credit card). The card provides platinum cardholder benefits that include auto rental insurance and various travel and emergency assistance services. Cardholders also receive a 10% discount on purchases made at the MTV online store and at the MTV New York City Store. Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the reward program will benefit most from what the Citi® mtvU™ Platinum Select® Visa® Card for College Students has to offer.

REWARD PROGRAM INFORMATION

Type Of Rewards: Point

Reward Program Optional: No

Optional programs may have a fee. See No minimum income or co-signer required to activate an account. See website for complete terms and conditions of card usage and application disclosure. for details.

For Cards with Rebates Incentives

Lowest Possible Rebate:

Highest Possible Rebate:

Additional Rebates:

Rebate Details:

For Cards with Points Incentives

Points Per Dollar Spent: 1 Point

Additional Points: Earn 5 points per dollar for purchases made at restaurants, bookstores, record stores, movie theaters, and video rentals; earn 1 point per dollar for all other purchases; earn 25 points when payments are paid on time and spending is not over the credit limit; and earn up to 2,000 points twice a year dependent on the cardholder's GPA (min. 2.5).

Point Details: Points can be redeemed for gift cards, merchandise, travel, VIP passes to mtvU's Spring Break, and tickets to the MTV Video Music Awards.

For Cards with Miles Incentives

Miles Per Dollar Spent:

Additional Miles:

Program Details:

Rewards Expiration Period:

This period applies to all rebate, point and reward programs.

Annual Limit:

ADDITIONAL PERKS

Various Internet account related services. Identity theft solutions. Automatic bill payments. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. No liability for unauthorized purchases. Fraud and security protection services. Year-end financial statement (upon request). Auto rental insurance. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost luggage assistance. Discounts on auto rentals. 10% discount on purchases made at the MTV online store and the MTV New York City Store. Access to credit education tips and tools. See website for additional benefits.

Special Notations:
No minimum income or co-signer required to activate an account. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's No minimum income or co-signer required to activate an account. See website for complete terms and conditions of card usage and application disclosure. before applying!